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Abney Insurance Agency


Delivering home and auto insurance in Winter Garden, FL

We’re a family owned and operated agency and we deliver customized insurance and risk management solutions in Winter Garden, Florida and throughout Central Florida.  We’ve served individuals, families, and businesses for more than 22 years and we’re proud to be growing part of the region.  With more than 75 years of combined experience, our dedicated agents work with clients to deliver the most effective and affordable insurance solutions possible.  Whether the need is for common personal insurance like auto and/or home or if the need is for a specialized commercial policy with lots of uncommon coverages, we’ll meet the need quickly and efficiently. 

Coverage and Policy Options

Through a wide variety of carriers, including Allied, Travelers, and Progressive, we can insure almost anyone for any need.  Our program offerings include home and auto, which can be combined for savings and benefits (see our home & auto page).  Our offerings also include life and health, which can be custom-tailored to fit your needs. 

For commercial insurance, we have a comprehensive business coverage program that gives any operation a strong base of protection and this program can be added to in order to match any businesses’ extended needs.  We also have individual programs designed to match risks faced by companies in specific industries.  These programs include technology services, contracting, and retail

Working with us

Ours is relationship-based business; we develop and nurture a relationship with every client we serve.  This helps make communication fast and easy and helps us ensure that policies are always current and that rates are always appropriate.  Each client receives a dedicated agent who is readily available through any means that a client prefers (text, email, and phone included).  A client’s agent manages risk and claims and helps the client stay informed, which makes it easier for a client to make the best decisions about his or her insurance. 

You’ll never wait long for a turnaround and achieving your risk management goals will never be difficult.  Please contact us or give us a call to learn more or to get started.  If you’re ready to begin a policy, feel free to request a quote.

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Product of the month: Recreational Vehicle Insurance


Did you know?

Many customers do not realize their basic homeowners policy restricts coverage for golf cart injuries to their homeowners property  and/or during golf course activity only. Today,  people are using their golf carts to tote around town,  visit friends down the street or just take local neighborhood leisurely rides.  This means you are at risk of having an uncovered loss unless you purchase a separate golf cart policy. 

You may ask, what can happen with a golf cart?  Well we have seen where someone accidentally ran over a neighbors foot, broke several bones and there was NO coverage afforded on the homeowners policy as the injury occurred off property.


Abney's Announcements 

Rotary Keeps on Giving! - Windermere Rotary presents a gift of a mower to Freedom Ride

With the generosity of Main Street Mower, a local family owned outdoor power equipment dealer located at 12403 West Colonial Drive, Winter Garden, Florida ( , Windermere Rotary was able to present a gift of a mower to Freedom Ride. Freedom Ride is a non profit – 501(c) (3) volunteer based organization dedicated to helping children and adults with disabilities in the Central Florida area through therapeutic horseback riding and related activities.  Freedom Ride has a team of loyal horses, PATH International Certified Instructors and trained volunteers. Website is

Windermere Rotary learned of the needs of the ranch last spring and designated funds from their annual Windermere Spring Fest for the purchase of needed barn equipment.  Rotary is an organization of community leaders devoted to "Service Above Self" and is known for their spirit of volunteerism and devotion to making a difference in their local community and worldwide through many charity driven programs including the Eradication of Polio throughout the world. 

This photo captured some of the Main Street Mower, Freedom Ride and Windermere Rotarians.
Left to right
Stephen Withers, Immediate Past President Rotary, Lisa Kessler,  Barn Manager, Freedom Ride, Marianne Gray, Director, Freedom Ride, Chip Hawthorne, Service Manager, Main Street Mower, Stu Hawthorne, Sales Manager,  Main Street Mower, Stan Hawthorne, Owner,  Main Street Mower, Gregg Plouff, Community Service Director, Windermere Rotary, Paula Abney, Foundation Chair, Windermere Rotary, Darrell Gardner, President, Windermere Rotary and Norma Sutton, Board Member, Windermere Rotary. 

Luau by the Lake! 

Here are Brandon Abney, Jimmie Atwill, and Paula Abney preparing the grounds for the charity event called "Luau by the Lakes" . The event was held at The Pines at Windermere Florida on 9-20-2015 and was well attended. Our guests enjoyed fine food with live Maine Lobster, entertainment and lots of laughter and fun!


Please take our Customer Feedback Survey!      


"Nora J. Fussell-Smith is an absolute asset to your office. She is awesome! She always responds promptly and professionally. She has really made my job easier and given us peace of mind. If we have any questions we just "Ask Nora." Our experience thus far with Abney Insurance Agency has been great due to her."
Aaron Abney was so helpful with my husband's car claim after getting in an accident. Aaron was able to get the insurance company to pay for everything. Aaron helped me do everything!
The claim service assistance I received from Paula Abney and Monica Thilmony on a recent not at fault auto accident went beyond the call of duty. To express my sincere thanks, I presented both of the agents with a personalized coffee mug.
Joe S
I was down on my luck and was struggling to make ends meet when I thankfully talked to Paula. Not only did she help by understanding my situation, she also added a personal touch by encouraging me to push through. Abney Insurance is not only a fantastic insurance agency, but they truly care about their clients - not just their policy number. I'm so thankful to have them as my insurance agency.

Our Location

Abney Insurance Agency

1155 Winter Garden Vineland Road, Suite 101
Winter Garden, FL 34787
Main office: 407-477-6754
Toll free: 877-615-1208

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