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Second-To-Die Policy in Winter Garden, FL

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Abney Insurance Agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Abney Insurance Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Abney Insurance Agency to determine the right amount coverage for you and your family.
 

Our Location

Abney Insurance Agency

1155 Winter Garden Vineland Road, Suite 101
Winter Garden, FL 34787
Main office: 407-477-6754
Toll free: 877-615-1208

Our Providers

Testimonials

"Again I really appreciate all your assistance and insight more than I can say thank you. I referred two of my co-workers to your office last week along with a beyond positive recommendation."
Daniel
The App is wonderful. I just downloaded it and will become more familiar with it." Silvia , customer since 1996
Silvia
Just wanted to let you know how thrilled we are to be back with your company for our auto insurance needs. We signed up with you and your company almost 25 years ago when your offices were in Metro West. We left because we found a little cheaper rates while price searching but always thought we might come back one day. I wanted to let you know how helpful and professional Brandon was with my husband and myself. I'm guessing he's your son (sorry if I have that wrong) and know its always nice to get compliments where they are due. GREAT TO BE BACK. Thanks again.
Rosemary
Noelle: Thank you so much for your attention and help in getting this done for Sean & Holly. You are a great team member and did a great job. It is obvious that you care and take care of your clients. Paula is lucky to have you as a team member.
Monty
"Nora J. Fussell-Smith is an absolute asset to your office. She is awesome! She always responds promptly and professionally. She has really made my job easier and given us peace of mind. If we have any questions we just "Ask Nora." Our experience thus far with Abney Insurance Agency has been great due to her."
Gina
Aaron Abney was so helpful with my husband's car claim after getting in an accident. Aaron was able to get the insurance company to pay for everything. Aaron helped me do everything!
Donna
The claim service assistance I received from Paula Abney and Monica Thilmony on a recent not at fault auto accident went beyond the call of duty. To express my sincere thanks, I presented both of the agents with a personalized coffee mug.
Joe S
I was down on my luck and was struggling to make ends meet when I thankfully talked to Paula. Not only did she help by understanding my situation, she also added a personal touch by encouraging me to push through. Abney Insurance is not only a fantastic insurance agency, but they truly care about their clients - not just their policy number. I'm so thankful to have them as my insurance agency.
Deborah