Essential insurance policies every business owner should have

Every business owner here in the Winter Garden, FL area should prioritize the safety of their company and the security of their employees. One of the best ways to do this is by investing in essential insurance policies from us at Abney Insurance that help protect the business from costly liabilities.

Here are some of the most important insurance policies for business owners to consider: 

1. Commercial Property Insurance:

Protects your business from losses due to fire, theft, and vandalism. It also covers damages caused by natural disasters such as floods and earthquakes. 

2. General Liability Insurance:

Covers your business if a third party sues you for property damage or bodily injury. It also protects against financial losses related to advertising errors and product recalls. 

3. Professional Liability Insurance (Errors and Omissions):

These policies cover legal costs if you are accused of negligence or mistakes in the professional services you provide. This includes malpractice, copyright infringement, or other errors and omissions related to your professional services. 

4. Commercial Auto Insurance:

If you use cars or trucks for business purposes, this insurance policy helps cover costs associated with accidents, injuries, property damage, medical bills, and more resulting from a car accident involving one of your vehicles. 

5. Workers’ Compensation Insurance:

This coverage pays for medical expenses if an employee becomes ill or injured while working on behalf of your company. It also covers lost wages and salary reimbursements while they are unable to work due to their illness or injury. 

Reach Out To Us

For more information, give us at Abney Insurance a call today. We serve the Winter Garden, FL with pride and would be happy to help you put together the right portfolio of coverage to ensure your business is protected.