Category: Auto Insurance

There’s nothing more frightening than being involved in a traffic accident. One minute you’re driving along, and the next, you’re in a car crash. The aftermath of an accident can be overwhelming, leaving you feeling disoriented and unsure of what to do next. If you find yourself in this situation, don’t panic. Abney Insurance recommends these steps to take after a traffic accident in Winter Garden, FL.

Traffic Accident: Next Steps

1. Check for Injuries

The first step after an accident is to check yourself and your passengers for injuries. If anyone is injured, call 911 immediately. Even if you feel fine, it’s still a good idea to see a doctor, as some injuries may not be immediately apparent.

2. Move to a Safe Location

If possible, move your vehicle to the side of the road to a safe location. This helps to prevent further accidents from occurring. Turn on your hazard lights, and use cones or flares to alert other drivers of the accident scene.

3. Exchange Information

After ensuring the safety of all involved, they exchange the necessary information with the other driver. Be sure to take note of their contact information, license plate number, insurance information, and driver’s license information. Photographic evidence of the accident scene and damage can also be helpful. Other information that may be exchanged includes any witnesses’ names, addresses, and phone numbers.

4. Report the Accident

Florida state law requires all accidents to be reported to the police if anyone is injured or property damage exceeds $500. Call 911. The officer will file a report, which your insurance company will need to process your claim.

Give Us A Call

Contact Abney Insurance once you are back in a safe place. We’re here to help our customers in Winter Garden, FL.

Most people have a yearly auto insurance policy. When it is time for you to renew, you will either get a digital or a paper copy of your auto insurance renewal. The front page of the policy will be the declaration page. At Abney Insurance in Winter Garden, FL, we are an independent insurance agency, and we understand that our customers deserve our full attention and customer service. 

Reviewing Your Auto Insurance Policy

The declaration page is an overview of your auto policy all on one page. The people who are listed on the policy will be here. The amount of liability coverage you have will be listed. It will also show any optional coverage that you may have. It records your cars on the page and what the coverage is on each. With this information at your fingertips, an ideal time to review your auto policy. 

When you add a new vehicle to your policy, it is also a good time to review your coverage. Is your new car an additional vehicle or is it a replacement vehicle?  Who is going to be the primary driver? Look over the coverage that you have and determine if it is right for the new vehicle you are adding. 

When you add a new driver, that is also a good time to check what your coverage is. Is it a young driver? Do you have enough liability coverage?  Will this driver be assigned to a specific vehicle? These are all important questions, and they will help determine your premium. 

When you are checking over your policy, be sure to look at the discounts you are getting and make sure that you are getting all you are entitled to. 

Contact Us Today

Give us a call today at Abney Insurance in Winter Garden, FL, when you have questions or concerns about your auto insurance coverage. 

Road trips can be a lot of fun unless an accident happens. Fortunately, there are many things that you can do to minimize your risk of an accident when you are out on a road trip. Read along as Abney Insurance, serving the greater Winter Garden, FL area, provides tips on how to stay safe while on a road trip. 

Road Safety Tips

Have Your Car Inspected Before You Head Out on the Road

Any time you are going on a road trip, you want to have your car inspected. The tires, fluids, and belts should all be inspected to ensure your car is in safe working order. 

Create a Route Ahead of Time

Another tip to help you stay safe on the roads is to create a route before you head out on the roads. Always plan a route ahead of time so you are familiar with the route you will be traveling. Share your route with at least one person. 

Take Plenty of Breaks Along the Way

Anytime you are planning a long road trip, make sure you take plenty of breaks. You want to ensure you stop and get meals, stay hydrated, and stretch your legs. If possible, change drivers to help prevent fatigue. 

Get Plenty of Sleep

Lastly, get plenty of sleep before you head out on your road trip. Dozing off at the wheel is the cause of many accidents. Ensuring you get lots of sleep and pulling over to rest when needed can help you avoid this problem. 

Get Insurance Coverage For Your Vehicle

If an accident does happen, you want to ensure you have an auto insurance policy that fully protects you and your car. At Abney Insurance, serving the greater Winter Garden, FL region, we can help you find the best auto insurance for your needs.

Reach out to us today to learn more.