When our team at Abney Insurance speaks with car owners in Winter Garden, FL, we hear from folks who have all sorts of cars. From classic cars to modified vehicles, we know how important it is to have coverage that serves your needs not only as a vehicle owner but as someone who owns your specific kind of automobile. Sometimes, you may have a car or other vehicle in your garage that doesn’t fit the standard auto insurance coverage.
Alternatively, you might have questions about whether your current policy has the level of coverage you need to meet your goals as a car owner such as making modifications or repairs that alter the function or style of your car. In these cases, it pays to speak with an agent at our office to determine what policies might be available to fit your preferences. Until you do that, we can only provide general guidance about what auto insurance policies may cover without going into detail about what your policy in particular can offer.
Does Auto Insurance Cover Upgrades and Cosmetic Repairs?
When you want to upgrade or repair your vehicle for purely aesthetic reasons, a typical auto insurance policy will probably not be able to help you cover those costs. Sometimes, when you modify a vehicle, it makes it ineligible for standard auto insurance coverage. The good news is that there are policies that might be more appropriate in that case to use like classic car insurance. Classic car insurance may be a better fit if you have a modified vehicle. Custom vehicle insurance may also be a good option if you modify your car with custom paintwork or other unique modifications.
For more information, call Abney Insurance in Winter Garden, FL!