Is Auto Insurance Required in Florida?

Our auto insurance agents at Abney Insurance serving the Winter Garden, FL area want you and your vehicle to be adequately protected before you hit the streets. The best way to do this is to have an auto insurance policy that works well for you and your situation.

Is Auto Insurance Required in Florida?

Yes, auto insurance is required in Florida as it is in most of the 50 states across the country. Florida law mandates that all drivers maintain a minimum amount of auto liability insurance coverage to legally operate a vehicle. The minimum coverage includes personal injury protection (PIP) with a minimum of $10,000 in medical benefits and $10,000 in property damage liability (PDL).

This type of coverage is imperative to have in place since it will protect you and your passengers as well as other drivers on the road in the event of an accident. If you do not have at least the minimum amount of auto insurance in place, you can end up with penalties, such as fines, as well as a driver’s license suspension and even vehicle impoundment.

Auto Insurance Coverage Options

Uninsured and Underinsured Motorist Coverage

This type of insurance will come in handy if you are ever involved in an accident with a driver who has no insurance or does not have enough to cover the damages to your vehicle and injuries to you and your passengers.

Comprehensive Insurance

Comprehensive insurance is very important to have in place, especially if you still owe money for your vehicle. This is because it will help you repair or replace your car, truck, or SUV if your vehicle is damaged by a natural disaster, and act of vandalism, or a fire. It can also help you replace your vehicle if it is stolen.

Collision Insurance

This type of insurance may also be required by a lender if you still owe money on your vehicle since it will help repair your vehicle if you collide with another vehicle or a stationary object.

Contact Us Today

To create the best auto insurance policy for you and your vehicle, you can contact the experienced and trustworthy auto insurance agents at Abney Insurance serving the Winter Garden, FL area today!