If you are a driver in Florida, you are required to carry auto insurance. Working with an experienced insurance agent can help you understand your coverage options and stay compliant with state laws. If you live near Winter Garden, FL, the team at Abney Insurance is ready to help. We have been assisting Florida drivers with their insurance needs since 1993.
Do You Need Auto Insurance If You Do Not Own a Car?
Many people are surprised to learn that you may still need auto insurance even if you do not own a vehicle. Individuals who frequently borrow or rent cars often benefit from carrying coverage. Florida allows drivers to purchase a non-owner auto insurance policy that provides liability coverage when driving a vehicle they do not own.
A non-owner auto insurance policy can help cover damage you cause to another vehicle or to someone else’s property if you are at fault in an accident. This type of policy can also help you avoid a lapse in your insurance history, which may lead to higher premiums later.
Who Should Consider Non-Owner Auto Insurance?
Non-owner auto insurance is a practical option for people who regularly rent vehicles or borrow cars from friends or family members. It may also be appropriate for individuals who are required to drive a company vehicle but do not own a personal car.
In some cases, drivers who have had serious traffic violations may be required by a court to maintain continuous auto insurance coverage. A non-owner policy can satisfy this requirement when you do not own a vehicle.
Driving without auto insurance creates unnecessary financial risk. The agents at Abney Insurance can help you find the right auto insurance solution for your situation and budget. Drivers near Winter Garden, FL trust us for reliable guidance and personalized service. Contact us today to schedule an appointment and make sure you are properly protected on the road.
