At Abney Insurance serving Winter Garden, FL, our passion is protecting homeowners. We strive to ensure homeowners understand how home insurance safeguards against certain liability issues. If you’ve paid off your home and are considering cancelling your home insurance, we urge you to reconsider, based on the following information.
Potential Coverage
Comprehensive insurance typically includes protection against:
- Theft – If your car is stolen, comprehensive coverage can help pay for its value.
- Vandalism – Scratches, broken windows, or other deliberate damage are usually covered.
- Weather Damage – Hail, wind, lightning, and fallen trees can all cause serious harm to your vehicle.
- Fire – Whether caused by an engine issue or an external source, fire damage is typically included.
- Natural Disasters – Events like floods, tornadoes, and wildfires are generally covered, depending on your location and policy terms.
- Animal Collisions – If you hit a deer or another animal—a common risk in states like Michigan—comprehensive insurance usually covers the repairs.
Importance of Comprehensive Coverage
Even if you’re a cautious driver, many risks to your vehicle have nothing to do with your driving. A sudden hailstorm, a falling branch, or a stolen car can result in thousands of dollars in damages or loss. Comprehensive coverage offers assurance by protecting against these unpredictable threats.
Securing comprehensive auto insurance with the help of Abney Insurance serving Winter Garden, FL, helps you prepare for the unexpected, covering damage and loss that can happen even when your car is parked in your own driveway.
