The windows in your home can get damaged in a number of different ways. A child throwing a ball can hit the window, a rock can fly up and damage the window, or a potential thief can break the window attempting to break into your home. One of the questions that we at Abney Insurance, serving the greater Winter Garden, FL area, are often asked is whether broken windows are covered by home insurance policies.
Are Broken Windows Covered By Home Insurance Policies?
Whether or not broken windows are covered by a home insurance policy depends on the specifics of the policy and the cause of the damage. In general, most standard home insurance policies provide coverage for broken windows if the damage is the result of a covered peril, such as a storm, vandalism, or a fallen tree limb.
However, if the window is broken due to wear and tear, neglect, or intentional damage, it may not be covered under the policy. Additionally, if the damage is caused by a flood or earthquake, which are typically excluded from standard home insurance policies, the broken window may not be covered.
Reach Out To Us!
Broken or damaged windows may be covered by home insurance policies if the window is broken or damaged by a covered event. Here at Abney Insurance, serving the greater Winter Garden, FL region, we are committed to helping you to understand your policy and what is and is not covered. If you have any questions about an existing policy or are looking to purchase a new home insurance policy, our team would love the opportunity to help you. Call us today to get started.